Steps to Purchasing Cheap Car Insurance

10 tips to save on car insurance

Do you want to hire a cheap car insurance? Today we give you the keys and tips to save on your car insurance by keeping all the necessary coverage.

Do you think it is mission impossible? Then read on!

Your car insurance cheaper with these 10 tips

10 tips to save on car insurance
1. Cancel your previous insurance

Something as simple as to cancel the policy you have with the previous company is responsible for a large number of inquiries we receive daily, with problems such as duplicate payments and missed deadlines. To avoid shocks notifies the cancellation of your insurance written more than 2 months before your insurer. (All info on how to change insurance company.)

2. Analyze and compare

As insurance advisers could not give another tip: compare, compare and compare. Not only prices but also coverages and details that may go unnoticed to the naked eye and they end up more expensive insurance cheaper may seem a priori.

To help you in this task we offer you our comparator insurance online, a powerful and intuitive tool that compares among all available options and teaches you that best fit your needs, along with our strong recommendation personally tailored to your profile driver and the car you want to insure. Never before it had been so simple!

3. Consult an expert

Do not entertain doubts and consult a professional insurance if you need any clarification. In Peris we advise you objectively and professional and have your needs in mind to deliver the best result. Moreover, being runners you can benefit from many other advantages, as a defense against your insurance company if there are problems and central management of all your paperwork. And without added costs to your insurance!

4. Hire the coverage that best fit

Because not buy a size XXL pants when you served with a M, it is not necessary that you hire every one of the coverages companies offer you. Check, compare and make sure you're not overpaying (eye:! No less)

5. Excess, yes or no?

Do you want to drastically reduce the premium of your insurance? Then assess the option to include a franchise, a fixed amount of money from which the insurance starts to pay in case of accident.

The higher the amount franchised lower the price of the policy, but also increases your liability for damages.

6. Save with third-party insurance?

It includes minimum coverage to be hired by law, the mandatory civil liability of the insured. They are, therefore cheaper insurance.

However, third party insurance is not always the best option. Do you have a new car? By not cover own damages in case of accident you are getting a very high bill due to high market value of the vehicle (the value of the car in case of selling it at the time of the accident, considering its characteristics, problems and age .) is it an old car? Then it may be interesting, because its market value is much lower.

7. Your account history

When you go to the insurance there are little you can do about it, but you should keep it in mind for the future: the more parts you have given in your history as a major driver is the amount to be paid, increasing the loss ratio .

Drive responsibly and get your pocketbook note in renewing your insurance.

8. Pay attention to the payment

It is important that you consider what is the way you will pay better price. Sometimes pay the full amount in a single payment can be cheaper than fractionally so always keep in mind both modes and choose the one that best suits your needs.

9. New technologies, the rescue

By now it should not surprise us that there are mobile applications for every one of the ideas we go through the head. Do you save on your car insurance with an app? Well also, thanks to Drivies!

This pocket assistant will earn points for good driving you can then redeem for discounts to go hire your insurance. Among other actions Drivies is able to detect speeding over 15 km / h, distractions mobile usage patterns and sharp driving, plus tell you if your driving is efficient.

10. And if you have not bought your car ...

If you want a cheap insurance and you have not bought the car, keep in mind that more power and gear, higher insurance rates. The reason is that the insurer will leave more expensive repairing a car the higher its range, while a modest allow us to save both acquisition vehicle and the insurance.

By the way: ensure diesel car is also more expensive than gasoline.


If you have interested in this article we recommend our guide to buying a second hand car and to save on insurance. Now you can find out all of our posts and the best insurance today, engine and technical innovations in our social networks: follow us on Facebook and Twitter and keep you informed!

We remind you that you can advise Peris professional and impartial manner any doubts the insurance sector. We will be happy to assist you in our office and in our social networks.